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Funding Your Future with a Fixed Annuity

A fixed annuity is a contract between you and an annuity issuer, usually an insurance company. In its simplest form, you pay money to the annuity issuer; the issuer invests the funds and pays the principal and its earnings back to you or to your named beneficiary. What's fixed about a fixed annuity? The issuer guarantees (subject to its claims-paying ability) a minimum rate of interest on your investment and a fixed benefit amount if you elect to annuitize.
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Retirement Confidence Remains Strong, Despite Pandemic

Despite the economic shock of the coronavirus pandemic, American workers and retirees remain largely optimistic about their financial prospects for retirement. In its annual Retirement Confidence Survey conducted in January 2021, the Employee Benefit Research Institute (EBRI) found that 80% of retirees and 72% of workers were either very or somewhat confident in their ability to afford a comfortable retirement.
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Opening a 529 Account

You've decided to enroll in a 529 plan to fund your child's education, but how do you go about doing it? Opening an account is actually quite simple as long as you understand the process. Here is an overview to help you get started. Completing an account application To enroll in a 529 plan, you'll need to request an enrollment kit from the plan manager. The enrollment kit generally contains an application and a handbook that contains information on plan rules and investment option
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The Markets as of Market Close April 30, 2021

The Markets (as of market close April 30, 2021) Stocks climbed higher in April on the heels of strong first-quarter corporate earnings reports and encouraging employment data. Vaccine distributions increased and several states relaxed COVID-related restrictions. More stimulus checks were given out, which encouraged consumer spending. The number of jobless claims decreased, while nearly 1,000,000 new jobs were added.
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Reading and Understanding Your Life Insurance Policy

Most people hate the thought of reading a life insurance policy (or any insurance policy, for that matter). However, if you can find the time and muster the patience, it's probably a good idea to read through your policy. If you do, you'll understand your policy better and gain an understanding of your rights and obligations under the contract.
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Due Date for Federal Income Tax Returns and Payments Postponed to May 17

Due to the unusual conditions related to the coronavirus pandemic, the due date for individuals to file 2020 federal income tax returns and make tax payments has been postponed by the IRS from Thursday, April 15, 2021, to Monday, May 17, 2021. No interest, penalties, or additions to tax will be incurred by taxpayers during this approximately one-month relief period for any return or payment postponed under this relief provision.The relief applies automatically to all taxpayers and no additional
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Understanding Social Security

Approximately 69 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits. (Source: Fast Facts & Figures About Social Security, 2020) Although most people receiving Social Security are retired, you and your family members may be eligible for benefits at any age, depending on your circumstances. How does Social Security work?
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Five Keys to Investing for Retirement

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you have some investing experience or are just getting started.
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The Long-Term Care Benefit Many Veterans Are Missing Out On

There is a little-known benefit that a lot of our Veterans are missing out on called the Veterans Aid & Attendance Pension Benefit, or “A&A benefit”.  Shockingly, only 5 percent of these assistance funds are even applied for because people simply do not know about the program. For that reason, I want to spread the word to those Americans who could really use this well-earned long-term care benefit. The Veterans Aid & Attendance Pension Benefit provides up to $1,794 p
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The Investment Centre at CBC Bank Partners with Infinex Financial Group

INFINEX FINANCIAL GROUP WELCOMES COMMERCIAL BANKING COMPANY (CBC) BANK
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The Coronavirus and the Global Economy

At the end of February 2020, there were more than 84,000 confirmed cases of COVID-19 — the official name of the coronavirus first reported in Wuhan, China — including over 2,800 deaths. Most were in China, primarily in Wuhan and the surrounding Hubei province. But about 5,200 cases, including 86 deaths, had been reported in nearly 60 other countries. While the pace of new cases slowed in China, a surge in South Korea, Italy, and Iran caused concern
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Check the background of this financial professional on FINRA's BrokerCheck